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These Terms govern your use of https://www.thehowf.com (the "Site"), operated by Habib Obeid Web Foundations ("HOWF"). By accessing the Site you agree to these Terms. If you do not agree, please do not use the Site.

You may use the Site for lawful, informational and business purposes. You agree not to misuse it, including attempting to gain unauthorized access, disrupting its operation, or scraping it in a way that burdens our infrastructure or violates applicable law.

Content on the Site, including insights articles, is provided for general information. It does not constitute engineering, security, legal or financial advice, and it does not create a client relationship. Engagements are governed by a separate signed agreement.

Examples and articles on the Site describe typical approaches and published research. Outcomes depend on circumstances and are not a guarantee of future results.

The Site, its design system, code, text, marks and the HOWF name are owned by HOWF or its licensors and are protected by intellectual-property laws. You may not copy, reproduce or create derivative works from the Site without our written permission, except for normal personal viewing.

Information you submit through the contact form must be accurate and yours to share. We handle it in accordance with our Privacy Policy. Do not submit confidential information you do not intend us to receive.

The Site may link to third-party sites or services we do not control. We are not responsible for their content or practices, and linking does not imply endorsement.

The Site is provided "as is" and "as available" without warranties of any kind, whether express or implied, to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose and non-infringement.

To the maximum extent permitted by law, HOWF will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or data, arising from your use of the Site.

We may update these Terms; continued use after changes constitutes acceptance. These Terms are governed by the laws applicable at HOWF’s principal place of business, without regard to conflict-of-law rules.

Questions about these Terms can be sent to info@thehowf.com.